Below are the latest available mortgage rates for home mortgage loans at financial institutions in the MLS coverage area. Most rates are based on a $100,000 mortgage and 10 percent down payment. These rates do not include closing costs such as title searches and appraisal fees with a 30 day rate lock period. Solid Earth, Inc. is not responsible for the accuracy of this information and the borrower should contact their own mortgage banker for the latest rates. Click on a rate to auto-fill the Annual Interest Rate in the mortgage calculator.
Brand Mortgage GroupConv. 30 Year FixedConv. 15 Year Fixed5 Year ARMYearly / Lifetime CapFHA 30 YearVA 30 YearLast Updated
Office: (256) 880-4976
Sandra Echols: (256) 880-4976
Sandra Echols: 256-658-7002
Betsy Jarrett: 256-509-4945
Jimmy Lehman: 256-797-4187
Barbara Harrell: 256-541-1202
Saul Ginsburg: 256-479-9334
Steve Bauer: 256-679-2718		4.5/4.125/03.625/02/54.5/04.5/11/20/2009
Featured Loan Program: a division of BRAND BANK chartered 1905* STILL HAVE 100% (no pmi) RURAL Developement money * low JUMBO rates , Constr/Perms,VA,FHA,CONV. *203k Rehab programs *Rates determined by loan amt, down payment & credit score.
Bank of America-MadisonConv. 30 Year FixedConv. 15 Year Fixed5 Year ARMYearly / Lifetime CapFHA 30 YearVA 30 YearLast Updated
Office: (256) 774-1330
Theresa Leslie: 256.337.9636
Toni Roberts: 256.227.1617		4.50/04.0/03.500/02/54.50/04.50/011/20/2009
Featured Loan Program: Builder Rate Cap guaranteed rate during construction of your new house. JUMBO loan rates at an all time low for 30 yr fixed with Bank of America. 5.125% today. Call today for REFINANCE RATES. These are purchases only. .
Charis Mortgage CorporationConv. 30 Year FixedConv. 15 Year Fixed5 Year ARMYearly / Lifetime CapFHA 30 YearVA 30 YearLast Updated
Office: (256) 885-4044
Annas Aytch: (256) 885-4044
Rosemary Aytch: 256-885-4044
Bill Allen: 256-885-4044
Amy Brown: 256-885-4044
Linda Whiteley: 256-885-4044		4.250/4.125/n/a/4.625/4.750/11/20/2009
Featured Loan Program: CALL US FOR RURAL DEVELOPMENT LOANS 102% FINANCING/WE HAVE MONEY. SEE IF YOU QUALIFY!! Visit our website at loansforhouse.net CALL FOR THE BEST PRICING! Credit Scores may affect rate availability.
Bank of America Home LoansConv. 30 Year FixedConv. 15 Year Fixed5 Year ARMYearly / Lifetime CapFHA 30 YearVA 30 YearLast Updated
Office: (256) 535-4700
Susan Loper: 256-535-4700
Susan Loper-Branch Manager: 256-658-3095
Bonita Greene: 256-529-0104
Kristin Ardal: 256-655-0837
Karla Reagin-Young: 256-651-2145
Teresa Schmitt: 256-651-6574
Misty Anderson: 256-990-1956
Cami Felix: 256-797-5761
Bonita Payne: 256-683-2094
Valerie Wilkerson: 256-655-5494
Jeff Walczak: 256-714-8464
Brent Daniel: 256-468-5867
: 		4.5/04.0/03.5/02/54.5/04.5/011/20/2009
Featured Loan Program: 30yr JUMBO @ 5.125%!! The above information is based on PURCHASE transactions. Please call office for REFI rates!Rates are subject to change throughout the day, please call for most current price. Rates may be impacted by credit scores or LTV's as well.
Real Estate Lending IncConv. 30 Year FixedConv. 15 Year Fixed5 Year ARMYearly / Lifetime CapFHA 30 YearVA 30 YearLast Updated
Office: (256) 536-5603
Debbie Whorton: (256) 797-7698
Debbie Whorton: 256-797-7698		4.625/04.250/03.625/02/64.750/04.750/011/20/2009
Featured Loan Program: Most of us offer the same loan programs with similiar rates. Our experience and knowledge will guarantee you chose the best loan program, get the lowest rate and closing costs. Call us before making a final decision.
Servis First BankConv. 30 Year FixedConv. 15 Year Fixed5 Year ARMYearly / Lifetime CapFHA 30 YearVA 30 YearLast Updated
Office: (256) 722-7821
Cindy Leblanc: (256) 722-7821
Sheree Moore: 256-679-5110		4.50/04.125/0n/a/4.75/04.75/011/20/2009
Featured Loan Program: Ask about 100% financing with our Rural Development Loan.
Progress BankConv. 30 Year FixedConv. 15 Year Fixed5 Year ARMYearly / Lifetime CapFHA 30 YearVA 30 YearLast Updated
Office: (256) 319-3630
Kim Cappaert: (256) 319-3626
Susan Woodfin: (256) 683-1324
Kristi Tapscott: (256) 303-2833
Tammy Parvin: (256) 348-6538
Brian Paulus: (256) 457-5822
Casey Caplin: (256) 682-6459
Sam Hepburn (Decatur): (256) 797-8828
Tina George Dubach (Decatur): (256) 280-9161		4.625/04.25/03.50/02/54.75/04.75/011/20/2009
Featured Loan Program: Free Prequalification. Local Underwriting, Processing and Closing! Rates quoted for purchases and assume excellent credit. Please call for Great Jumbo rates!
Redstone Federal Credit UnionConv. 30 Year FixedConv. 15 Year Fixed5 Year ARMYearly / Lifetime CapFHA 30 YearVA 30 YearLast Updated
Office: 882-8500
:
Sharleen Kinch: (256)882-8510
Jennifer Greer: (256)882-8503
Tammy Mahaffey: (256)882-8525
Melinda Langston: (256)882-8505
Debbie Green: (256)882-8512		4.750/04.250/04.375/02/5n/an/a11/20/2009
Featured Loan Program: .5% Origination fee on 1yr,10-1,7-1,and 5-1ARMs**Up to 90% financing on lot loans**
Bancorp South MortgageConv. 30 Year FixedConv. 15 Year Fixed5 Year ARMYearly / Lifetime CapFHA 30 YearVA 30 YearLast Updated
Office: (256) 564-8460
Betty Kitchens: 256-564-8461		4.50/04.00/0n/a/4.50/04.50/011/20/2009
Featured Loan Program: Rates are subject to CREDIT and LTV.....Call for refinance rates....Great Jumbo Programs
BB&TConv. 30 Year FixedConv. 15 Year Fixed5 Year ARMYearly / Lifetime CapFHA 30 YearVA 30 YearLast Updated
Office: (256) 551-4700
Jennifer Taylor, Manager: 256-551-4761
Linda Shockley, Loan Officer: 256-551-4762
Shonda Hand, Loan Officer: 256-572-1525
:
Call or click any team member!: 		4.625/04.250/03.875/02/54.500/04.625/011/19/2009
Featured Loan Program: First time buyer specials, like FREE $8000 and 4.625% 30-yr fixed with ZERO down and No MI! Gain bargaining power when negotiating a price by offering a FREE mortgage pre-approval letter. Allow us to share your mortgage experience. Call or click today!
Sun Trust MortgageConv. 30 Year FixedConv. 15 Year Fixed5 Year ARMYearly / Lifetime CapFHA 30 YearVA 30 YearLast Updated
Office: (256) 650-8304
:
Teresa Hagood - Sales Manager: 256-227-7727
Tammy Womble : 256-683-2853
Norionna Cox : 256-653-8079
Pat Allen: 256-656-1215		4.5/03.99/02.99/02/54.5/04.5/011/18/2009
Featured Loan Program: FHA 5/1 - VA arm @ 3.375. Rates are based on purchase transaction, 30 day locks, subject to credit score and ltv. Call for refinance rates.
Magellan Mortgage Services,IncConv. 30 Year FixedConv. 15 Year Fixed5 Year ARMYearly / Lifetime CapFHA 30 YearVA 30 YearLast Updated
Office: (256) 288-0288
Clay Wilkinson,manager: 256-288-0288
Alisa DeLeon: 256-288-0288
Tracy Fullerton: 256-288-0288
Veronica Jenson: 256-288-0288
Lisa Wilkinson: 256-288-0288		4.500/04.00/03.750/0/n/a4.750/011/16/2009
Featured Loan Program: 10yr No closing cost as low as 4.375%. VA Cash Out Refi to 100% . Float-down option if rates drop. 100% USDA loans. Fannie Mae Homepath & Homestyle Renovation loans.Free pre-approval by phone or online at MAGELLANMORTGAGE.COM.
South BankConv. 30 Year FixedConv. 15 Year Fixed5 Year ARMYearly / Lifetime CapFHA 30 YearVA 30 YearLast Updated
Office: (256) 535-6000
:
Sam Moss, Mortgage Expert: 256-213-4804
Ginny Terry, Mortgage Expert: 256-519-3241
Jeanette Lowe, Mortgage Expert: 256-519-3221
: 		4.50/04.25/0n/a/4.50/04.50/011/16/2009
Featured Loan Program: We are your local VA & FHA Loan Experts. Please call for accurate purchase and refinance rates based on credit and LTV. FREE pre-approval before you make an offer! At SOUTHBank, FSB we take the groaning out of loaning!
Renasant Bank/DecaturConv. 30 Year FixedConv. 15 Year Fixed5 Year ARMYearly / Lifetime CapFHA 30 YearVA 30 YearLast Updated
Office: 256-355-4119
Mortgage Department: 256-355-4119
Irene Williams, Manager: 256-355-4117
Tammy Snider, Loan Officer: 256-351-4372
Clint Northcutt, Loan Officer: 256-301-6437		4.50/04.25/03.50/02/54.50/04.50/011/16/2009
Featured Loan Program: Rate based on loan to value and credit score.
Rbc BankConv. 30 Year FixedConv. 15 Year Fixed5 Year ARMYearly / Lifetime CapFHA 30 YearVA 30 YearLast Updated
Office: 256-382-4560
Melanie Mullins: 256-564-5753
Martha Bishop: 256-564-5750
Tammy McCurry: 256-337-3175
Ethel Carter: 256-520-4853
Emily Coleman (Madison): 256-612-9217
Elaine Maxey (Decatur): 256-227-4822
Ben Wilson: 256-508-5055
Kylie Shannon: 256-797-1957
Maria Brown (Decatur): 256-318-5801		4.625/04.125/03.50/05/54.75/04.75/011/13/2009
Featured Loan Program: Rates are for purchase transations only, call for rates on refinances. Call about our new 100% NO MI Affordable Housing Program
Signature Mortgage LLCConv. 30 Year FixedConv. 15 Year Fixed5 Year ARMYearly / Lifetime CapFHA 30 YearVA 30 YearLast Updated
Office: (256) 882-7940
Bob Rogers: (256) 882-7940
Lisa Blake: 256-337-5729
Dave Ryals: 256-714-1002
Dennis DiFranco: (256) 704-7233
Cindy Marion: 256-426-3723		4.875/04.375/03.75/02/54.875/05.00/010/30/2009
Featured Loan Program: Due to Daily Rate Volaility please call for the most current Conventional Rates - FHA, VA, Rural Housing Financing Options Available - Visit us online at www.SignatureNAL.com