Below are the latest available mortgage rates for home mortgage loans at financial institutions in the MLS coverage area. Most rates are based on a $100,000 mortgage and 10 percent down payment. These rates do not include closing costs such as title searches and appraisal fees with a 30 day rate lock period. Solid Earth, Inc. is not responsible for the accuracy of this information and the borrower should contact their own mortgage banker for the latest rates. Click on a rate to auto-fill the Annual Interest Rate in the mortgage calculator.
South BankConv. 30 Year FixedConv. 15 Year Fixed5 Year ARMYearly / Lifetime CapFHA 30 YearVA 30 YearLast Updated
Office: (256) 535-6000
Joe Horrocks:
:
Click any name to email direct:
Shonda Hand: 256-519-3314
Ginny Terry: 256-519-3241
: 		4.125/03.50/03.125/02/53.875/04.00/09/2/2010
Featured Loan Program: CALL FOR OUR NO ORIGINATION OPTION!! Some rates based on credit and LTV. Call or meet face to face with one of our experts & be pre-approved before you house hunt! At SOUTHBank you're not just a number, but you are OUR number 1 priority!
Bank of America Home LoansConv. 30 Year FixedConv. 15 Year Fixed5 Year ARMYearly / Lifetime CapFHA 30 YearVA 30 YearLast Updated
Office: (256) 535-4700
Susan Loper: 256-535-4700
Susan Loper-Branch Manager: 256-658-3095
Bonita Greene: 256-529-0104
Kristin Ardal: 256-655-0837
Karla Reagin-Young: 256-651-2145
Teresa Schmitt: 256-651-6574
Misty Anderson: 256-990-1956
Cami Felix: 256-797-5761
Bonita Payne: 256-683-2094
Teresa Milchuk: 256-529-8225
Katherine Payne: 256-520-6643
Jeff Walczak: 256-714-8464
Nancy Scussel: 251-752-2364
: 		4.375/03.75/03.375/02/54.25/04.25/09/2/2010
Featured Loan Program: **New Doctor Program** 95% LTV , No PMI @ 5.875%! Also ask about or JUMBO Conv. & VA rates!! The above information is based on PURCHASE transactions. Please call office for REFI rates!
Charis Mortgage CorporationConv. 30 Year FixedConv. 15 Year Fixed5 Year ARMYearly / Lifetime CapFHA 30 YearVA 30 YearLast Updated
Office: (256) 885-4044
Annas Aytch: (256) 885-4044
Bill Allen: 256-885-4044
Rosemary Aytch: 256-885-4044		4.000/03.750/0n/a/4.000/04.000/09/2/2010
Featured Loan Program: WE HAVE RURAL DEVELOPMENT MONEY !!!! CALL US FOR BETTER PRICING!! Rates based on $200,000 Loan amt. & 740 cr. score. Visit our website @ loansforhouse.net Rates are subject to change throughout the day. We do JUMBO LOANS
Servis First BankConv. 30 Year FixedConv. 15 Year Fixed5 Year ARMYearly / Lifetime CapFHA 30 YearVA 30 YearLast Updated
Office: (256) 722-7821
Cindy Leblanc: (256) 722-7821
Sheree Moore: 256-679-5110		4.00/03.50/03.25/02/54.00/04.00/09/2/2010
Featured Loan Program: 20 yr rates at 3.875%, 10 yr rates at 3.25%
First Commercial/SynovusConv. 30 Year FixedConv. 15 Year Fixed5 Year ARMYearly / Lifetime CapFHA 30 YearVA 30 YearLast Updated
Office: 256-288-2316
Jennifer Taylor: (256) 288-2314
:
Tammy Womble: 256-288-5131
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Kelly Register: 256-288-4308		3.875/03.625/03.500/02/54.125/04.250/09/2/2010
Featured Loan Program: Conventional, FHA, VA, 100% Rural Housing, 0.5% down AHFA and portfolio loans... Gain bargaining power when negotiating a price by offering a FREE mortgage pre-qualification letter. Let us share your mortgage experience. Call / click any team member!
Progress BankConv. 30 Year FixedConv. 15 Year Fixed5 Year ARMYearly / Lifetime CapFHA 30 YearVA 30 YearLast Updated
Office: (256) 319-3630
Kim Cappaert: (256) 319-3626
Susan Woodfin: (256) 683-1324
Kristi Tapscott: (256) 303-2833
Tammy Parvin: (256) 348-6538
Brian Paulus: (256) 457-5822
Casey Caplin: (256) 682-6459
Sam Hepburn (Decatur): (256) 797-8828
Tina George Dubach (Decatur): (256) 280-9161		4.000/03.375/03.25/02/53.375/03.375/09/2/2010
Featured Loan Program: Free Prequalification. Local Underwriting, Processing and Closing! Rates quoted for purchases and assume excellent credit. Please call for Great Jumbo rates!
Reliance BankConv. 30 Year FixedConv. 15 Year Fixed5 Year ARMYearly / Lifetime CapFHA 30 YearVA 30 YearLast Updated
Office: (256) 233-5884
Julie Davis: 256-476-0391
Whitney Skipworth: 256-755-5052		4.125/03.75/03.25/02/54.25/04.25/09/2/2010
Featured Loan Program: Call today for SPECIAL Refinance rates with reduced closing costs. 30 year JUMBO Fixed rate 5.25%. Great construction loan programs starting at 5.50%.
Redstone Federal Credit UnionConv. 30 Year FixedConv. 15 Year Fixed5 Year ARMYearly / Lifetime CapFHA 30 YearVA 30 YearLast Updated
Office: 882-8500
:
Sharleen Kinch: (256)882-8510
Tammy Mahaffey: (256)882-8525
Melinda Langston: (256)882-8505
Debbie Green: (256)882-8512		4.250/03.750/03.875/02/5n/an/a9/2/2010
Featured Loan Program: .5% Origination fee on 1yr,10-1,7-1,and 5-1ARMs**Up to 90% financing on lot loans**
W R Starkey MortgageConv. 30 Year FixedConv. 15 Year Fixed5 Year ARMYearly / Lifetime CapFHA 30 YearVA 30 YearLast Updated
Office: (256) 533-2362
Shannon Fortner: (256) 533-2362
Shannon Fortner, Branch Mgr.: 256-755-0156
Chad Cantrell, Loan Consultant: 256-527-4165
Debbie Stutzenberger, Loan Con: 256-508-0668
Karen Blomeyer, Loan Consultan: 256-656-0320
Sharon Andrews, Loan Consultan: 256-509-5626
Renee Bauch, Loan Consultant: 256-457-3974
Alex Thomas, Loan Consultant: 256-694-1266
Charlie Thorne, Loan Consultan: 256-652-7449
Pat Sigle, Loan Consultant: 256-508-2904
Nancy Hinger, Loan Consultant: 256-508-1819
Beverly Whitley, Loan Consulta: 256-533-2362		3.875/03.5/03.1250/02/54.00/04.00/09/1/2010
Featured Loan Program: Rates based upon credit scores and purchases. Call for refinance rates. Local underwriting, processing and closing.
Magellan Mortgage Services,IncConv. 30 Year FixedConv. 15 Year Fixed5 Year ARMYearly / Lifetime CapFHA 30 YearVA 30 YearLast Updated
Office: (256) 288-0288
Clay Wilkinson,manager: 256-288-0288
Alisa DeLeon: 256-288-0288
Tracy Fullerton: 256-288-0288
Veronica Jenson: 256-288-0288
Lisa Wilkinson: 256-288-0288		3.875/03.375/03.250/02/5n/a4.125/09/1/2010
Featured Loan Program: 10yr rate 3.75%. 100% USDA loans. Fannie Mae Homepath & Homestyle Renovation loans.Free pre-approval by phone or online at MAGELLANMORTGAGE.COM.
Real Estate Lending IncConv. 30 Year FixedConv. 15 Year Fixed5 Year ARMYearly / Lifetime CapFHA 30 YearVA 30 YearLast Updated
Office: (256) 536-5603
Debbie Whorton: (256) 797-7698
Debbie Whorton: 256-797-7698		3.875/03.750/03.125/02/54.00/04.00/09/1/2010
Featured Loan Program: Most of us offer the same loan programs with similiar rates. Our experience and knowledge will guarantee you chose the best loan program, get the lowest rate and closing costs. Call us before making a final decision.
Rbc BankConv. 30 Year FixedConv. 15 Year Fixed5 Year ARMYearly / Lifetime CapFHA 30 YearVA 30 YearLast Updated
Office: 256-382-4560
Melanie Mullins: 256-564-5753
Martha Bishop: 256-564-5750
Tammy McCurry: 256-337-3175
Ethel Carter: 256-520-4853
Emily Coleman (Madison): 256-612-9217
Elaine Maxey (Decatur): 256-227-4822
Ben Wilson: 256-508-5055
Kylie Shannon: 256-797-1957
Maria Brown (Decatur): 256-318-5801
Amy Adams: 256-564-5735
Brent Daniel: 256-564-5736		3.875/03.625/03.125/05/54.250/04.250/08/31/2010
Featured Loan Program: Rates are for purchase transations only, call for rates on refinances. Call about our new 100% NO MI Affordable Housing Program
Bank of America-MadisonConv. 30 Year FixedConv. 15 Year Fixed5 Year ARMYearly / Lifetime CapFHA 30 YearVA 30 YearLast Updated
Office: (256) 774-1330
Theresa Leslie: 256.337.9636
Toni Roberts: 256.227.1617		4.0/03.5/03.375/02/54.0/04.0/08/27/2010
Featured Loan Program: Local Underwriting and Processing! Quotes are for Purchase Applications - call for Refinance Applications, they're low also. . . . NEW Doctor Program, LTV 95% call for more information.
Sun Trust MortgageConv. 30 Year FixedConv. 15 Year Fixed5 Year ARMYearly / Lifetime CapFHA 30 YearVA 30 YearLast Updated
Office: (256) 650-8304
Teresa Hagood: 256-650-7300
Teresa Hagood - Sales Manager: 256-227-7727
Norionna Cox: 256-653-8079
Sam Moss : 256-653-5458
Natalie Cochran : 256-335-1780		3.875/03.75/02.99/02/54.25/04.25/08/25/2010
Featured Loan Program: FHA 5/1 - VA arm @ 2.875% VA JUMBO 30 YR fixed 4.375 Rates are based on purchase transaction, 30 day locks, subject to credit score and ltv. Call for refinance rates.
BB&TConv. 30 Year FixedConv. 15 Year Fixed5 Year ARMYearly / Lifetime CapFHA 30 YearVA 30 YearLast Updated
Office: (256) 551-4762
Linda Shockley: 256-551-4762
Linda Shockley: 256-503-9733		4.00/03.75/03.625/2/54.25/04.25/08/19/2010
Featured Loan Program: Rates Quoted are for Purchases: Great Jumbo Rates 30 Year @ 4.75% , Great Refinance Rates some with reduced closing cost. Free Prequalification
Bancorp South MortgageConv. 30 Year FixedConv. 15 Year Fixed5 Year ARMYearly / Lifetime CapFHA 30 YearVA 30 YearLast Updated
Office: (256) 564-8460
Betty Kitchens: 256-564-8461		4.00/03.75/02.875/02/54.00/04.00/08/19/2010
Featured Loan Program: PURCHASE ONLY RATES ABOVE......Rates are subject to CREDIT and LTV.....Call for refinance rates....Great Jumbo Programs
Renasant Bank/DecaturConv. 30 Year FixedConv. 15 Year Fixed5 Year ARMYearly / Lifetime CapFHA 30 YearVA 30 YearLast Updated
Office: 256-355-4119
Mortgage Department: 256-355-4119
Irene Williams, Manager: 256-355-4117
Tammy Snider, Loan Officer: 256-351-4372
Clint Northcutt, Loan Officer: 256-301-6437		4.25/03.75/03.25/02/54.25/04.25/08/12/2010
Featured Loan Program: Purchase rates...call for refinance...subject to credit score and LTV.