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Below are the latest available mortgage rates for home mortgage loans at financial institutions in the MLS coverage area. Most rates are based on a $100,000 mortgage and 10 percent down payment. These rates do not include closing costs such as title searches and appraisal fees with a 30 day rate lock period. Solid Earth, Inc. is not responsible for the accuracy of this information and the borrower should contact their own mortgage banker for the latest rates. Click on a rate to auto-fill the Annual Interest Rate in the mortgage calculator.

Magellan Mortgage Services,inc	Conv. 30 Year Fixed	Conv. 15 Year Fixed	5 Year ARM	Yearly / Lifetime Cap	FHA 30 Year	VA 30 Year	Last Updated
Office: (256) 288-0288 Clay Wilkinson,manager: 256-288-0288 Lisa Wilkinson, Sr. Mtg VP: 256-288-0288	6.25/0	5.75/0	5.875/0	2/6	n/a	6.25/0	8/20/2008
Featured Loan Program: ASK ABOUT OUR FREE FLOATDOWN OPTION! LOCK TODAY AND IF RATES ARE LOWER WHEN READY TO CLOSE FLOAT DOWN TO A LOWER RATE! Pre-approve by phone or online at www.magellanmortgage.com
Progress Bank	Conv. 30 Year Fixed	Conv. 15 Year Fixed	5 Year ARM	Yearly / Lifetime Cap	FHA 30 Year	VA 30 Year	Last Updated
Office: (256) 319-3630 Kim Cappaert: (256) 319-3630 Jeanette Lowe: (256) 319-3624 Mona Robinson: (256) 319-3627 Tina George Dubach: (256) 280-9161	6.25/0	5.75/0	5.75/0	2/5	6.125/0	6.0/0	8/20/2008
Featured Loan Program: Portfolio Jumbo ARM 6.00% (5/2/5 caps) !!! Would you like to have rates emailed to you daily? Contact us at : mortgage@myprogressbank.com and we will add you to our daily mailing list.
Rbc Bank	Conv. 30 Year Fixed	Conv. 15 Year Fixed	5 Year ARM	Yearly / Lifetime Cap	FHA 30 Year	VA 30 Year	Last Updated
Office: 256-382-4560 Melanie Mullins: 256-564-5753 Martha Bishop: 256-679-7216 Vicki Brown: 256-656-4326 Ethel Carter: 256-520-4853 Sam Hepburn: 256-797-8828 Elaine Maxey: 256-227-4822 Tammy McCurry: 256-337-3175 Clint Northcutt: 256-303-5149 Tammy Parvin: 256-348-6538 Brian Paulus: 256-457-5822 Kylie Shannon: 256-797-1957 Kristi Tapscott: 256-303-2833 Ben Wilson: 256-508-5055 Casey Caplin: 256-682-6459 Maria Brown: 256-318-5801	6.250/0	5.750/0	5.750/0	2/5	6.125/0	6.125/0	8/20/2008
Featured Loan Program: 100% No MI Affordable Housing Loan - Please Contact us for more details
South Bank	Conv. 30 Year Fixed	Conv. 15 Year Fixed	5 Year ARM	Yearly / Lifetime Cap	FHA 30 Year	VA 30 Year	Last Updated
Main Office: 256-519-3257 : Ginny Terry, Mortgage Expert: 256-519-3241 Sam Moss, Mortgage Expert: 256-213-4804	6.25/0	5.75/0	5.875/0	2/5	6.00/0	6.00/0	8/20/2008
Featured Loan Program: We're your VA & FHA Loan Experts. 100% Financing & Rural Dev / AL Housing loans available. In-house processing, u/w & closing! 1st time homeowners welcome! Get your FREE pre-approval before you make an offer! Trust SOUTHBank, your local Mortgage Leader!
Charis Mortgage Corporation	Conv. 30 Year Fixed	Conv. 15 Year Fixed	5 Year ARM	Yearly / Lifetime Cap	FHA 30 Year	VA 30 Year	Last Updated
Office: (256) 885-4044 Annas Aytch: (256) 885-4044 Rosemary Aytch: 256-885-4045 Bill Allen: 256-489-4067 Marshall Slade: 256-489-4059 Jason Kendrick: 259-489-4031	6.125/0	5.625/0	n/a	/	n/a	6.250/0	8/20/2008
Featured Loan Program: You Have Questions.....We Have Answers! Visit our website at loansforhouse.net
Servis First Bank	Conv. 30 Year Fixed	Conv. 15 Year Fixed	5 Year ARM	Yearly / Lifetime Cap	FHA 30 Year	VA 30 Year	Last Updated
Office: (256) 722-7821 Cindy Leblanc: (256) 722-7821 Sheree Moore: 256-679-5110	6.25/0	5.75/0	6.00/0	2/5	6.00/0	6.00/0	8/20/2008
Featured Loan Program: Rates based on credit scores.
Real Estate Lending Inc	Conv. 30 Year Fixed	Conv. 15 Year Fixed	5 Year ARM	Yearly / Lifetime Cap	FHA 30 Year	VA 30 Year	Last Updated
Office: (256) 536-5603 Debbie Whorton: (256) 797-7698 Debbie Whorton: 256-797-7698 Kelli Karnes: 256-656-4316 Janice Gray: 256-651-4805	6.25/0	5.750/0	5.50/0	2/6	6.25/0	6.25/0	8/20/2008
Featured Loan Program: Most of us offer the same loan programs with similiar rates. Our experience and knowledge will guarantee you chose the best loan program, get the lowest rate and closing costs. Call us before making a final decision.
Redstone Federal Credit Union	Conv. 30 Year Fixed	Conv. 15 Year Fixed	5 Year ARM	Yearly / Lifetime Cap	FHA 30 Year	VA 30 Year	Last Updated
Office: 882-8500 : Sharleen Kinch: (256)882-8510 Elizabeth Braman: (256)882-8503 Vicki Nesmith: (256)882-8502 Melinda Langston: (256)882-8505 Tammy Mahaffey: (256)882-8525 :	6.375/0	5.875/0	4.875/0	2/5	n/a	n/a	8/20/2008
Featured Loan Program: .5% Origination fee on 1yr,10-1,7-1,and 5-1ARMsUp to 90% financing on lot loans
Colonial Bank	Conv. 30 Year Fixed	Conv. 15 Year Fixed	5 Year ARM	Yearly / Lifetime Cap	FHA 30 Year	VA 30 Year	Last Updated
Office: 551-4884 Jennifer Taylor, Manager: 256-551-4761 Peggy Young, Loan Officer: 256-975-1592 Linda Shockley, Loan Officer: 256-551-4762 Shonda Hand, Loan Officer: 256-572-1525 Sam Porter, Loan Officer: 256-551-4769 :	6.250/0	5.750/0	5.875/0	2/5	6.000/0	6.000/0	8/20/2008
Featured Loan Program: Yes, we STILL offer 100% financing! Allow our team of mortgage professionals to help you achieve your personal mortgage finance goals. Offering conventional, FHA, VA, Bond, Rural Development, construction/perm and more! Call or e-mail today!
Countrywide Home Loans	Conv. 30 Year Fixed	Conv. 15 Year Fixed	5 Year ARM	Yearly / Lifetime Cap	FHA 30 Year	VA 30 Year	Last Updated
Office: (256) 519-2802 Kristie Phillips: 256-535-4700 Susan Loper-Branch Manager: 256-658-3095 Sharon Andrews: 256-509-5626 Kristin Ardal: 256-655-0837 Kelly Stults: 256-509-2037 Jennifer Blankenship: 256-426-9291 Misty Anderson: 256-990-1956 Cami Felix: 256-797-5761 Shannon Fortner: 256-755-0156 Toni Roberts: 256-227-1617 Theresa Leslie: 256-337-9636 Jeff Walczak: 256-714-8464 Brent Daniel: 256-468-5867 Bonita Payne: 256-683-2094 Karla Reagin-Young: 256-651-2145 Teresa Schmitt: 256-651-6574 Valerie Wilkerson: 256-655-5494	6.375/0	5.75/0	5.75/0	2/5	6.25/0	6.25/0	8/18/2008
Featured Loan Program: Call today to find out more information on our no MI options up to 97%!! Rates above based on purchase money transactions.
Signature Mortgage LLC	Conv. 30 Year Fixed	Conv. 15 Year Fixed	5 Year ARM	Yearly / Lifetime Cap	FHA 30 Year	VA 30 Year	Last Updated
Office: (256) 882-7940 Bob Rogers: (256) 882-7940 Lisa Blake: 256-337-5729 Dave Ryals: 256-714-1002 Teri Fairman: 256-541-6507 Eric Ryan: 256-457-7807 Cindy Marion: 256-426-3723	6.25/0	5.875/0	5.875/0	2/5	6.00/0	6.00/0	8/18/2008
Featured Loan Program: FHA, VA, Rural Housing - 100% Financing Options Available - Visit us online at www.SignatureNAL.com
1st Metropolitan Mortage	Conv. 30 Year Fixed	Conv. 15 Year Fixed	5 Year ARM	Yearly / Lifetime Cap	FHA 30 Year	VA 30 Year	Last Updated
Office: (256) 713-2000 John Tate: (256) 713-2000	6.25/0	5.75/0	5.625/0	2/5	6.125/0	6.25/0	8/18/2008
Featured Loan Program: John H. Tate served N. AL since 1994. Short on cash? Ask John about the No Closing Cost option. Call to see if you qualify for $5000 to be used toward your downpayment and closing costs. John is a trained/certified FHA & VA Specialist. No MI options.
Renasant Bank	Conv. 30 Year Fixed	Conv. 15 Year Fixed	5 Year ARM	Yearly / Lifetime Cap	FHA 30 Year	VA 30 Year	Last Updated
Office: (256) 382-2828 Jennifer Jones, Manager/Lo: 256-382-2828 Julie Davis, Loan Officer: 256-476-0391 Brandi McEwen, Loan Officer: 256-520-0225 Leslie Curtis, Loan Officer: 256-479-4104 : :	6.25/0	5.875/0	5.875/0	2/5	6.25/0	6.25/0	8/15/2008
Featured Loan Program: *ASK US ABOUT OUR -NO CLOSING COST- REFINANCE LOAN*
Bancorp South Mortgage	Conv. 30 Year Fixed	Conv. 15 Year Fixed	5 Year ARM	Yearly / Lifetime Cap	FHA 30 Year	VA 30 Year	Last Updated
Office: (256) 564-8460 Betty Kitchens: 256-564-8461	6.375/0	5.875/0	n/a	/	6.25/0	6.25/0	8/8/2008
Featured Loan Program: Live local underwriter you can talk with... local funding.....direct VA & endorser....1X Close CP........Rates Based on CREDIT..