Under Construction









Mortgage Rates


These are the latest available mortgage rates for home mortgage loans at financial institutions in the MLS coverage area. Most rates are based on a $100,000 mortgage and 10 percent down payment. These rates do not include closing costs such as title searches and appraisal fees with a 30 day rate lock period. Solid Earth, Inc. is not responsible for the accuracy of this information and the borrower should contact their own mortgage banker for the latest rates.
INSTITUTION Conv.
30-year fixed
Rate/points
Conv.
15-year fixed
Rate/points
5-Year ARM
Rate/points
Yearly cap
Lifetime cap
FHA
Rate/pnts
30 yr.
VA
Rate/pnts
30 yr.
Last Update
MAGELLAN MORTGAGE SERVICES,INC
(256) 288-0288
CLAY WILKINSON,MANAGER / 256-288-0288
Lisa Wilkinson, Sr. Mtg VP / 256-288-0288
6.25/05.75/05.875/02/6NA/NA6.25/0'20-Aug-2008' 11:24:38 AM
Featured Loan Program: ASK ABOUT OUR FREE FLOATDOWN OPTION! LOCK TODAY AND IF RATES ARE LOWER WHEN READY TO CLOSE FLOAT DOWN TO A LOWER RATE! Pre-approve by phone or online at www.magellanmortgage.com
PROGRESS BANK
(256) 319-3630
KIM CAPPAERT / (256) 319-3630
Jeanette Lowe / (256) 319-3624
Mona Robinson / (256) 319-3627
Tina George Dubach / (256) 280-9161
6.25/05.75/05.75/02/56.125/06.0/0'20-Aug-2008' 10:56:40 AM
Featured Loan Program: Portfolio Jumbo ARM 6.00% (5/2/5 caps) !!! Would you like to have rates emailed to you daily? Contact us at : mortgage@myprogressbank.com and we will add you to our daily mailing list.
RBC BANK
256-382-4560
MELANIE MULLINS / 256-564-5753
Martha Bishop / 256-679-7216
Vicki Brown / 256-656-4326
Ethel Carter / 256-520-4853
Sam Hepburn / 256-797-8828
Elaine Maxey / 256-227-4822
Tammy McCurry / 256-337-3175
Clint Northcutt / 256-303-5149
Tammy Parvin / 256-348-6538
Brian Paulus / 256-457-5822
Kylie Shannon / 256-797-1957
Kristi Tapscott / 256-303-2833
Ben Wilson / 256-508-5055
Casey Caplin / 256-682-6459
Maria Brown / 256-318-5801
6.250/05.750/05.750/02/56.125/06.125/0'20-Aug-2008' 10:47:59 AM
Featured Loan Program: 100% No MI Affordable Housing Loan - Please Contact us for more details
SOUTH BANK

MAIN OFFICE / 256-519-3257
/
Ginny Terry, Mortgage Expert / 256-519-3241
Sam Moss, Mortgage Expert / 256-213-4804
6.25/ 0 5.75/ 05.875/02/56.00/ 06.00/0'20-Aug-2008' 10:46:30 AM
Featured Loan Program: We're your VA & FHA Loan Experts. 100% Financing & Rural Dev / AL Housing loans available. In-house processing, u/w & closing! 1st time homeowners welcome! Get your FREE pre-approval before you make an offer! Trust SOUTHBank, your local Mortgage Leader!
CHARIS MORTGAGE CORPORATION
(256) 885-4044
ANNAS AYTCH / (256) 885-4044
Rosemary Aytch / 256-885-4045
Bill Allen / 256-489-4067
Marshall Slade / 256-489-4059
Jason Kendrick / 259-489-4031
6.125/05.625/0NA/NANA/NANA/NA6.250/0'20-Aug-2008' 10:32:56 AM
Featured Loan Program: You Have Questions.....We Have Answers! Visit our website at loansforhouse.net
SERVIS FIRST BANK
(256) 722-7821
CINDY LEBLANC / (256) 722-7821
Sheree Moore / 256-679-5110
6.25/05.75/06.00/02/56.00/06.00/0'20-Aug-2008' 10:31:44 AM
Featured Loan Program: Rates based on credit scores.
REAL ESTATE LENDING INC
(256) 536-5603
DEBBIE WHORTON / (256) 797-7698
Debbie Whorton / 256-797-7698
Kelli Karnes / 256-656-4316
Janice Gray / 256-651-4805
6.25/05.750/05.50/02/66.25/06.25/0'20-Aug-2008' 10:03:05 AM
Featured Loan Program: Most of us offer the same loan programs with similiar rates. Our experience and knowledge will guarantee you chose the best loan program, get the lowest rate and closing costs. Call us before making a final decision.
REDSTONE FEDERAL CREDIT UNION
882-8500
/
Sharleen Kinch / (256)882-8510
Elizabeth Braman / (256)882-8503
Vicki Nesmith / (256)882-8502
Melinda Langston / (256)882-8505
Tammy Mahaffey / (256)882-8525
/
6.375/05.875/04.875/02/5NA/NANA/NA'20-Aug-2008' 9:58:06 AM
Featured Loan Program: .5% Origination fee on 1yr,10-1,7-1,and 5-1ARMs**Up to 90% financing on lot loans**
COLONIAL BANK
551-4884
JENNIFER TAYLOR, MANAGER / 256-551-4761
Peggy Young, Loan Officer / 256-975-1592
Linda Shockley, Loan Officer / 256-551-4762
Shonda Hand, Loan Officer / 256-572-1525
Sam Porter, Loan Officer / 256-551-4769
/
6.250/05.750/05.875/02/56.000/06.000/0'20-Aug-2008' 9:12:11 AM
Featured Loan Program: Yes, we STILL offer 100% financing! Allow our team of mortgage professionals to help you achieve your personal mortgage finance goals. Offering conventional, FHA, VA, Bond, Rural Development, construction/perm and more! Call or e-mail today!
COUNTRYWIDE HOME LOANS
(256) 519-2802
KRISTIE PHILLIPS / 256-535-4700
Susan Loper-Branch Manager / 256-658-3095
Sharon Andrews / 256-509-5626
Kristin Ardal / 256-655-0837
Kelly Stults / 256-509-2037
Jennifer Blankenship / 256-426-9291
Misty Anderson / 256-990-1956
Cami Felix / 256-797-5761
Shannon Fortner / 256-755-0156
Toni Roberts / 256-227-1617
Theresa Leslie / 256-337-9636
Jeff Walczak / 256-714-8464
Brent Daniel / 256-468-5867
Bonita Payne / 256-683-2094
Karla Reagin-Young / 256-651-2145
Teresa Schmitt / 256-651-6574
Valerie Wilkerson / 256-655-5494
6.375/05.75/05.75/02/56.25/06.25/0'18-Aug-2008' 10:55:07 AM
Featured Loan Program: Call today to find out more information on our no MI options up to 97%!! Rates above based on purchase money transactions.
SIGNATURE MORTGAGE LLC
(256) 882-7940
BOB ROGERS / (256) 882-7940
Lisa Blake / 256-337-5729
Dave Ryals / 256-714-1002
Teri Fairman / 256-541-6507
Eric Ryan / 256-457-7807
Cindy Marion / 256-426-3723
6.25/05.875/05.875/02/56.00/06.00/0'18-Aug-2008' 10:50:11 AM
Featured Loan Program: FHA, VA, Rural Housing - 100% Financing Options Available - Visit us online at www.SignatureNAL.com
1ST METROPOLITAN MORTAGE
(256) 713-2000
JOHN TATE / (256) 713-2000
6.25/05.75/05.625/02/56.125/06.25/0'18-Aug-2008' 9:52:11 AM
Featured Loan Program: John H. Tate served N. AL since 1994. Short on cash? Ask John about the No Closing Cost option. Call to see if you qualify for $5000 to be used toward your downpayment and closing costs. John is a trained/certified FHA & VA Specialist. No MI options.
RENASANT BANK
(256) 382-2828
JENNIFER JONES, MANAGER/LO / 256-382-2828
Julie Davis, Loan Officer / 256-476-0391
Brandi McEwen, Loan Officer / 256-520-0225
Leslie Curtis, Loan Officer / 256-479-4104
/
/
6.25/05.875/05.875/02/56.25/06.25/0'15-Aug-2008' 11:21:51 AM
Featured Loan Program: ***ASK US ABOUT OUR -NO CLOSING COST- REFINANCE LOAN***
BANCORP SOUTH MORTGAGE
(256) 564-8460
BETTY KITCHENS / 256-564-8461
6.375/05.875/0NA/NANA/NA6.25/06.25/0'08-Aug-2008' 10:41:30 AM
Featured Loan Program: Live local underwriter you can talk with... local funding.....direct VA & endorser....1X Close CP........Rates Based on CREDIT..



*Rates subject to change without notice.
*Information contained herein is provided to assist real estate professionals and is not an advertisement to extend consumer credit as defined by Section 226.6 of Regulation Z. This form may not be reproduced.