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Mortgage Rates


These are the latest available mortgage rates for home mortgage loans at financial institutions in the MLS coverage area. Most rates are based on a $100,000 mortgage and 10 percent down payment. These rates do not include closing costs such as title searches and appraisal fees with a 30 day rate lock period. Solid Earth, Inc. is not responsible for the accuracy of this information and the borrower should contact their own mortgage banker for the latest rates.
INSTITUTION Conv.
30-year fixed
Rate/points
Conv.
15-year fixed
Rate/points
5-Year ARM
Rate/points
Yearly cap
Lifetime cap
FHA
Rate/pnts
30 yr.
VA
Rate/pnts
30 yr.
Last Update
COLONIAL BANK
551-4884
JENNIFER TAYLOR, MANAGER / 256-551-4884
Peggy Young, Loan Officer / 256-975-1592
Linda Shockley, Loan Officer / 256-551-4762
Shonda Hand, Loan Officer / 256-572-1525
Call / Click Any Team Member!! /
5.000/04.500/04.000/02/55.250/05.250/0'03-Jul-2009' 3:44:25 PM
Featured Loan Program: Ask about 1st Time Buyer SPECIALS, ZERO down @ 5.500%, AL Bond loans, no out of pocket refi!! Allow our mortgage professionals to help you achieve your mortgage goals!! In-house processing, underwriting, closing. Purchases and refinances are welcome!
SOUTH BANK
(256) 535-6000
MAIN OFFICE / 256-535-6000
Sam Moss, Mortgage Expert / 256-213-4804
Ginny Terry, Mortgage Expert / 256-519-3241
Jeanette Lowe, Mortgage Expert / 256-519-3221
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5.25/04.75/04.625/NANA/NA5.125/05.25/0'03-Jul-2009' 3:20:45 PM
Featured Loan Program: We're your VA & FHA Loan Experts. Please call for accurate purchase and refinance rates based on credit and LTV. FREE pre-approval before you make an offer! At SOUTHBank, FSB we take the groaning out of loaning!
Bank of America Home Loans
(256) 535-4700
SUSAN LOPER / 256-535-4700
Susan Loper-Branch Manager / 256-658-3095
Kristin Ardal / 256-655-0837
Karla Reagin-Young / 256-651-2145
Teresa Schmitt / 256-651-6574
Misty Anderson / 256-990-1956
Cami Felix / 256-797-5761
Bonita Payne / 256-683-2094
Toni Roberts / 256-227-1617
Valerie Wilkerson / 256-655-5494
Jeff Walczak / 256-714-8464
Brent Daniel / 256-468-5867
Theresa Leslie / 256-337-9636
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5.0/04.375/03.875/02/55.0/05.0/0'03-Jul-2009' 2:10:04 PM
Featured Loan Program: 30yr JUMBO @ 5.625%!! The above information is based on PURCHASE transactions. Please call office for REFI rates!Rates are subject to change throughout the day, please call for most current price. Rates may be impacted by credit scores or LTV's as well.
Servis First Bank
(256) 722-7821
CINDY LEBLANC / (256) 722-7821
Sheree Moore / 256-679-5110
5.00/04.50/0NA/NANA/NA5.125/05.00/0'03-Jul-2009' 10:22:31 AM
Featured Loan Program: Rates subject to change and based on credit scores and LTV.
REAL ESTATE LENDING INC
(256) 536-5603
DEBBIE WHORTON / (256) 797-7698
Debbie Whorton / 256-797-7698
5.000/04.500/0NA/02/65.000/05.000/0'03-Jul-2009' 9:47:26 AM
Featured Loan Program: Most of us offer the same loan programs with similiar rates. Our experience and knowledge will guarantee you chose the best loan program, get the lowest rate and closing costs. Call us before making a final decision.
Brand Mortgage Group
(256) 880-4976
BETSY JARRETT / 256 880-4976
Sandra Echols Branch Manager / 256-880-4976
Betsy Jarrett Sr. Loan Officer / 256-509-4945
Saul Ginsberg /
Barbara Harrell /
Jimmy Lehman /
Jennifer Dalton /
5./04.5/04.125/02/55./05.125/NA'02-Jul-2009' 1:20:17 PM
Featured Loan Program: CONV, VA,FHA,USDA,JUMBOS *100% PURCHASE FOR QUALIFIED BUYERS* CONSTRUCTION -PERMS* *adj. may apply based on credit scores, loan amounts below 400k ,down pmt *call for quote* Over 20 yrs mtg experience. APPLY ONLINE @ bjarrett.brandmortgage.com
Bancorp South Mortgage
(256) 564-8460
BETTY KITCHENS / 256-564-8461
5.00/04.50/0NA/0NA/NA5.00/05.00/0'02-Jul-2009' 12:07:41 PM
Featured Loan Program: Rates are subject to credit and LTV........Jumbo Loans available with Special Pricing Please call for refinance rates
RBC BANK
256-382-4560
MELANIE MULLINS / 256-564-5753
Martha Bishop / 256-564-5750
Vicki Brown / 256-656-4326
Ethel Carter / 256-520-4853
Tammy McCurry / 256-337-3175
Elaine Maxey (Decatur) / 256-227-4822
Ben Wilson / 256-508-5055
Kylie Shannon / 256-797-1957
Maria Brown (Decatur) / 256-318-5801
Emily Coleman / 256-612-9217
5.000/04.500/04.5/05/55.125/05.125/0'02-Jul-2009' 10:20:25 AM
Featured Loan Program: Rates are for purchase transations only, call for rates on refinances.
REDSTONE FEDERAL CREDIT UNION
882-8500
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Sharleen Kinch / (256)882-8510
Jennifer Greer / (256)882-8503
Tammy Mahaffey / (256)882-8525
Melinda Langston / (256)882-8505
Debbie Green / (256)882-8512
5.375/04.750/05.000/02/5NA/NANA/NA'02-Jul-2009' 9:00:32 AM
Featured Loan Program: .5% Origination fee on 1yr,10-1,7-1,and 5-1ARMs**Up to 90% financing on lot loans**
RENASANT BANK
(256) 382-2828
JENNIFER JONES, MANAGER/LO / 256-603-8743
Julie Davis, Loan Officer / 256-476-0391
Brandi McEwen, Loan Officer / 256-520-0225
Leslie Curtis, Loan Officer / 256-479-4104
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5.25/04.75/0NA/02/55.25/05.25/0'01-Jul-2009' 11:01:09 AM
Featured Loan Program: WE SPECIALIZE IN REFINANCES!! CALL ABOUT OUR NO CLOSING COST REFINANCE!!! 256- 382-2828
Progress Bank
(256) 319-3630
KIM CAPPAERT / (256) 319-3626
Susan Woodfin / (256) 683-1324
Mona Robinson / (256) 319-3627
Tina George Dubach (Decatur) / (256) 280-9161
Brian Paulus / (256) 457-5822
Tammy Parvin / (256) 348-6538
Kristi Tapscott / (256) 303-2833
Casey Caplin / (256) 682-6459
Sam Hepburn (Decatur) / (256) 797-8828
Susan Woodfin / (256) 683-1324
5.25/04.75/04.125/02/55.125/05/0'01-Jul-2009' 10:46:11 AM
Featured Loan Program: Free Prequalification. Local Underwriting, Processing and Closing! Rates quoted for purchases and assume excellent credit. Please call for Great Jumbo rates!
Magellan Mortgage Services,Inc
(256) 288-0288
CLAY WILKINSON,MANAGER / 256-288-0288
Alisa DeLeon / 256-288-0288
Tracy Fullerton / 256-288-0288
Veronica Jenson / 256-288-0288
Lisa Wilkinson / 256-288-0288
5.125/04.625/0NA/0NA/NANA/NA5.5/0'30-Jun-2009' 2:09:57 PM
Featured Loan Program: Thank You for choosing MAGELLAN, it is our privilege to serve you.. Since 1990. All rates are based on score & LTV, You can pre-approve at no cost by phone or online at MAGELLANMORTGAGE.COM. Loans over 200k reduce rate, call for pricing. 288-0288
Charis Mortgage Corporation
(256) 885-4044
ANNAS AYTCH / (256) 885-4044
Rosemary Aytch / 256-885-4045
Bill Allen / 256-885-4044
Julie Goodwin / 256-885-4044
5.375/04.875/0NA/NANA/NA5.375/05.375/0'25-Jun-2009' 12:38:06 PM
Featured Loan Program: 100% LOANS AVAILABLE IN SOME AREAS. CALL TO SEE IF YOU QUALIFY!! Visit our website at loansforhouse.net CALL FOR BETTER PRICING! Since Rates may change throughout the day,. 10% Down progams also available. Cr. Scores may affect rate availability.
Signature Mortgage LLC
(256) 882-7940
BOB ROGERS / (256) 882-7940
Lisa Blake / 256-337-5729
Dave Ryals / 256-714-1002
Teri Fairman / 256-541-6507
Eric Ryan / 256-457-7807
Cindy Marion / 256-426-3723
5.25/04.75/04.875/02/55.25/05.25/0'24-Jun-2009' 2:57:15 PM
Featured Loan Program: Due to Daily Rate Volaility please call for the most current Conventional Rates - FHA, VA, Rural Housing Financing Options Available - Visit us online at www.SignatureNAL.com
Brand Mortgage Group
(256) 880-4976
SANDRA ECHOLS / (256) 880-4976
Sandra Echols / 256-658-7002
Betsy Jarrett / 256-509-4945
Jimmy Lehman / 256-797-4187
Barbara Harrell / 256-541-1202
Saul Ginsburg / 256-479-9334
Steve Bauer / 256-679-2718
NA/NANA/NANA/NANA/NANA/NANA/NA'22-Jun-2009' 2:48:12 PM
Featured Loan Program:



*Rates subject to change without notice.
*Information contained herein is provided to assist real estate professionals and is not an advertisement to extend consumer credit as defined by Section 226.6 of Regulation Z. This form may not be reproduced.