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Mortgage Rates


These are the latest available mortgage rates for home mortgage loans at financial institutions in the MLS coverage area. Most rates are based on a $100,000 mortgage and 10 percent down payment. These rates do not include closing costs such as title searches and appraisal fees with a 30 day rate lock period. Solid Earth, Inc. is not responsible for the accuracy of this information and the borrower should contact their own mortgage banker for the latest rates.
INSTITUTION Conv.
30-year fixed
Rate/points
Conv.
15-year fixed
Rate/points
5-Year ARM
Rate/points
Yearly cap
Lifetime cap
FHA
Rate/pnts
30 yr.
VA
Rate/pnts
30 yr.
Last Update
MORTGAGE AMERICA, INC.
256-551-0797
MARY LAWRENCE / 256-551-0797
HALEY UNDERWOOD / 256-541-5003
DIANE KORB / 256-425-2867
CLAUDIA ROSSI / 256-656-9982
SHELLE NEUPERT / 256-653-4880
DAVID MCGHEE / 256-604-8082
3.625/03.0/02.75/02/53.5/03.75/0'03-Feb-2012' 4:51:25 PM
Featured Loan Program: We can save you money! Apply online at www.MAHuntsville.com 203(k) Renovation & Remodel Loan, Rural Housing 100% @ 3.75%, 15yr VA & FHA @ 2.75%
South Bank
(256) 535-6000
/
Ginny Terry / 256-519-3241
3.5/02.875/02.5/02/53.375/.2773.5/0'03-Feb-2012' 4:17:01 PM
Featured Loan Program: Call about our competitive JUMBO rates. First time homebuyers welcome. Free Pre-qual, FHA, VA, USDA & AHFA financing available. SOUTHBank is pleased to offer Fannie Mae's HOMEPATH product!
WELLS FARGO HOME MORTGAGE
256-533-5200
SUSAN LOPER-HEREFORD / (256) 533-5200
Susan Loper Hereford- Manager / 256.658.3095
Donna Avera-Honea / 256.603.0699
Jerry "Butch" Bryant / 256.990.2540
Russell Griffin- Hartselle / 256.318.0638
Janice Higginbotham / 256.227.8634
Markeisha Lauderdale- Decatur / 205.586.4049
Patty Ledbetter / 256.652.1322
Teresa Milchuck / 256.529.8225
Betsy O'Brien / 256.533.5200
Tamara Reboul / 256.701.0819
Corey Robison / 256.810.1300
John Tate / 256.652.5340
Gene Wooden / 256.479.9750
Gloria Love / 256.679.5172
Bonita Greene / 256.529.0104
Karla Young / 256.651.2145
Misty Anderson / 256.990.1956
Cami Felix / 256.783.2542
Dara Reasor / 256.533.5200
Sophia Zartuche / 256.612.9885
Bonita Payne / 256.683.2094
Teresa Schmitt / 256.651-6574
3.75/03/02.0/02/53.75/03.75/0'03-Feb-2012' 10:53:56 AM
Featured Loan Program: Please call about special programs available with limited down payments! Local fulfillment . Top Lender in the US and Number 1 Lender in the US! 3.75% on Jumbo VA 30 Year Fixed Rate, 2.375% on 5/1 ARM.
National Bank of Commerce
(256) 564-7600
TAMMY MCCURRY / 256-337-3175
Melanie Mullins / 256-508-3083
3.5/02.875/02.5/02/53.5/03.75/0'03-Feb-2012' 10:42:36 AM
Featured Loan Program: National Bank of Commerce specializes in real estate lending. Construction permanent financing at 4.25%. Offering portfolio loans at 3.95%.
RBC BANK
256-382-4560
STEVE THRASHER / 256-564-5753
Martha Bishop / 256-564-5750
Amy Adams / 256-564-5735
Ethel Carter / 256-520-4853
Emily Mitchell (Madison) / 256-612-9217
Elaine Maxey (Decatur) / 256-227-4822
Maria Brown (Decatur) / 256-318-5801
Joe Sutton / 256-564-5752
Tim McNeese (Madison) / 256-337-0877
Marla Quick / 931-993-0553
3.75/NA3.25/02.25/05/53.5/03.5/0'03-Feb-2012' 10:13:21 AM
Featured Loan Program: AHP Program: 100% Financing, No PMI 3.875%
Progress Bank
(256) 319-3630
KIM CAPPAERT / (256) 319-3626
Susan Woodfin / (256) 683-1324
Kristi Tapscott / (256) 303-2833
Tammy Parvin / (256) 348-6538
Toni Roberts / (256) 227-1617
3.625/03.000/02.875/02/53.625/03.750/0'03-Feb-2012' 10:01:13 AM
Featured Loan Program: Free Prequalification. Local Underwriting, Processing and Closing! Rates quoted for purchases and assume excellent credit. Please call for Great Jumbo rates!
REDSTONE FEDERAL CREDIT UNION
(256) 882-8500
/
Shoan Franklin / (256) 882-8512
Melinda Langston / (256) 722-8372
Brandon Zeller / (256) 882-8505
Tammy Mahaffey / (256) 882-8525
3.750/03.000/02.500/02/5NA/NANA/NA'03-Feb-2012' 9:16:03 AM
Featured Loan Program: Discounted origination fee on ARMs. Interest rate will be based on your credit history, loan-to-value (LTV), and other loan parameters. Exceptional rates on land loans with up 90% financing. RFCU is an Equal Housing Lender.
Renasant Bank
(256) 382-2828
JENNIFER HOPKINS JONES MGR / 256-382-2828
Portia Stephens Harris / 256-337-0080
Jennifer Hopkins Jones / 256-603-8743
Kelly Register / 256-656-1570
3.625/02.875/02.5/02/53.75/03,75/0'02-Feb-2012' 10:06:42 AM
Featured Loan Program: We do construction loans! We specialize in refinances. Discounted closing costs available.
Worthington Federal Bank
(256) 536-5626
BETTY KITCHENS / 256-428-1863
Cindy Sharp / 256-428-1164
3.625/02.875/02.75/0NA/53.50/03.50/0'02-Feb-2012' 9:22:02 AM
Featured Loan Program: Conventional and VA Jumbo Fixed 30yr NO Origination 4.875%......
Network Funding L.P.
(256) 428-8888
Sandra Echols / (256) 428-8888
Saul Ginsburg / 256-479-9334
Jimmy Lehman / 256-797-4187
4.750/03.875/03.5/02/54.375/04.375/0'01-Feb-2012' 2:57:51 PM
Featured Loan Program: RURAL DEVELOPMENT LOANS. WE ALSO OFFER FNMA HOME PATH. NO MI! CALL FOR DETAILS.
Supreme Lending
(256) 715-9465
SHANNON FORTNER / (256) 715-9465
Shannon Fortner, Branch Mgr. / 256-755-0156
Chad Cantrell, Loan Consultant / 256-527-4165
Debbie Stutzenberger, Loan Con / 256-508-0668
Karen Blomeyer, Loan Consultan / 256-656-0320
Sharon Andrews, Loan Consultan / 256-509-5626
Renee Bauch, Loan Consultant / 256-457-3974
Alex Thomas, Loan Consultant / 256-694-1266
Charlie Thorne, Loan Consultan / 256-652-7449
Pat Sigle, Loan Consultant / 256-508-2904
Nancy Hinger, Loan Consultant / 256-508-1819
Beverly Whitley, Loan Consulta / 256-533-2362
Kristie Phillips, Loan Consult / 256-990-2939
Norionna Cox, Loan Consultant / 256-653-8079
3.75/03.25/02.875/02/53.75/03.75/0'31-Jan-2012' 3:25:14 PM
Featured Loan Program: Rural Housing @ 3.75%; 97% NO MI @ 4.125%-, Alabama Bond program 4%
Reliance Bank
(256) 233-5884
JULIE DAVIS / 256-476-0391
Whitney Skipworth / 256-755-5052
3.75/03.125/02.50/02/53.75/03.75/0'31-Jan-2012' 10:43:34 AM
Featured Loan Program: Call today for SPECIAL Refinance rates with no closing cost ! 30 year 100% Financing available. Call us today or you can easily apply online at www.reliancebanking.com under the mortgage tab.
First Commercial/Synovus
256-288-2316
JENNIFER TAYLOR / (256) 288-2314
/
Tammy Womble / 256-288-5131
/
Pam Rhodes / 256-653-6533
3.750/03.000/02.875/02/53.500/03.625/0'30-Jan-2012' 10:07:28 AM
Featured Loan Program: Conventional, FHA, VA, 100% Rural Housing, 0.5% down AHFA and portfolio loans... Gain bargaining power when negotiating your offer with a FREE mortgage pre-qualification letter. Let us share your mortgage experience. Call / click any team member!
Charis Mortgage Corporation
(256) 885-4044
ANNAS AYTCH / (256) 885-4044
Bill Allen / 256-885-4044
Rosemary Aytch / 256-885-4044
Sherry Smith / 256-885-4044
3.750/03.250/0NA/NANA/NA3.750/03.750/0'18-Jan-2012' 3:20:56 PM
Featured Loan Program: 15YR -VA,-3.500;FHA-3.500!! USDA-3.875 Rates based on $200,000 Loan amt. & 740 cr. score. Visit our website @www/ loansforhouse.net 10 & 20 Yr. Rates available. Rates- subject to change throughout the day- WE DO JUMBO, COMMERCIAL, ARM & RD, LOANS.
Met Life Home Loans
(256) 690-5761
/ 256-429-1702
3.750/02.99/02.5/02/53.75/03.75/0'09-Jan-2012' 11:30:44 AM
Featured Loan Program: 95% LTV no PMI, Lock and Shop, Fannie Mae Homepath and Great Fixed Jumbo Rates!



*Rates subject to change without notice.
*Information contained herein is provided to assist real estate professionals and is not an advertisement to extend consumer credit as defined by Section 226.6 of Regulation Z. This form may not be reproduced.