Finance Tools
Welcome to our Financial Tools Center. For answers to some of the most frequently asked financial questions, click below for our helpful tools and calculators. Or contact a ValleyMLS sales associate or mortgage officer to discuss your needs in more detail.
View a list of local banks here.
How much can I borrow?
How much will my mortgage payments be?
How much will my adjustable rate payments be?
Which is better: fixed or adjustable?
Should I pay points to lower the rate?
Which is better: 15- or 30- year loan term?
How much should I put down for a new home?
How much can I save in taxes?
What will my closing costs be?
Am I better off renting?
Am I better off refinancing?
What will my refinancing costs be?
How can I reduce mortgage insurance costs?
Which lender has the better loan?
Which loan is better?
How advantageous are extra payments?
What home can I afford?
How much will my interest-only payment be?
Which is better: interest-only or traditional?